Posted on September 11 2016
I hate money. I mean, I love it, I get awesome things with it, but I hate it all the same.
No matter how much we seem to have, it disappears quicker than my daughter when I tell her to clean her room.
Bills, fees, food (aargh FOOD), school shoes. Birthday presents, cars. Did I mention food?
We seem to spend a RIDICULOUS amount of money per week on food. No matter how much I meal plan, write lists and try to be organised, I can never seem to set a budget and stick to it.
My bank statement looks a little like this:
1/9 Woolworths Laurimar $219.50
2/9 Woolworths Laurimar $25.34
3/9 Woolworths Laurimar $12.10
3/9 Woolworths Laurimar $9.20
4/9 Woolworths Laurimar $17.21
4/9 Bakers Delight $8.20
5/9 Woolworths Laurimar $23.98
6/9 McDonalds Doreen $48.90
7/9 Starfish Seafood Whittlesea $42.50
You get my drift. You see what I'm doing there. I'm a completely ineffective and incompetent shopper. With absolutely no restraint or willpower.
The first amount is my 'weekly' shop. This is where I get all my school snacks, fruit, veggies etc. I try to buy stuff that we can have for tea. I almost always fail miserably at that.
The subsequent amounts are the daily trips for the things I have forgotten and need but don't really need. The last two are when I can't be effed cooking, so I tell myself I deserve a break. Meanwhile I've dropped a hundred bucks on sh*t greasy food that makes my body heavy and my wallet light.
I wish I was more frugal. More of a saver. An organised, monetary genius that can budget for my family of five, feed them, provide for them, and have money left over for luxurious family holidays, but I'm not. I'm seriously f*cking it up, and I need help.
I'm not always a flippant spender, in fact the more I have I'm less inclined to spend it. If I have a few grand sitting there, I don't want to touch it. I want to nurture it, watch it grow like a plant. I want to keep it there for emergencies, like rego.
BUT - if that amount does happen to dwindle, I'm like, well bugger it, it's going anyway, may as well buy something. If I have $40 bucks left in my account and I'm in Kmart, I'm going to spend $39.95 on stuff, because why the hell shouldn't I.
I know that makes no sense. I know that it's irresponsible. My relationship with money is one that needs some serious therapy.
I'm bad at paying bills on time. Even though I pay them weekly by direct debit, they almost always seem to be more than what I pay. I get reminder notices in the mail. I don't open them. I stuff them under the seat of my car or throw them straight in the coonara. I do eventually pay them. I'm not a criminal, but I don't like the glaring, paper reminder of debt.
As much as I like to have nice things, I'm not a 'brand' person. I don't care if my shoes are Converse or Kmart. I don't give a toss if my bag is leather or pleather. Come to my house for tea, your tomato sauce will be Homebrand, as will your peas.
I refuse to 'Keep up with the Joneses' when it comes to stuff. My house is old, my car is old, I don't feel the need to have 'stuff' because everyone else does. I don't care what everyone else does, if that makes you happy, that's grouse! Good for you! But how the bloody hell do you afford it?
I'm not wasting our money on luxuries. I'm literally existing on it. My husband earns good money. Obviously I'm not going to tell you how much, but it's good. Enough that I don't really need to work. It's too much to get any Centrelink, but not enough to be financially free. Well it probably is actually, but I'm doing it wrong.
Maybe me working is the difference between a holiday on the beaches of Torquay v the beaches of Fiji. Is Fiji going to make me happier than Torquay? I don't think so. I don't know because I've never done it. I suspect in my case, that my habits are psychological rather than environmental. That even if I did have an endless supply of cash, that I wouldn't really change a thing. I love Torquay.
I dunno, I just don't know. Once again I've written a rambling, incoherent post that you are probably finding hard to follow. I apologise for that, but my frustration is real.
What I would like to hear from you dear friends, is how you do it. Tell me your systems. How you prioritise your funds. What you do with your spare money - if there even is such a thing. I understand that we are living amongst a vastly different socioeconomic society. I know some of my friends have sh*tloads of money, some don't have much at all. I want to hear from you. How do you manage? Do you live on credit? Concentrate on having fun and creating memories and worry about paying it back later?Do you just make ends meet every week and then gear up for the next week and pay for what you must?
I really want to know! Help a sister out!
Claire X
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Call/Whatsapp number: +16692093663
Email: Victorysolutiontemple@gmail.com
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I am Joe’s Candra, I promise to share this testimony all over the world once my boyfriend returns to me, and today with all due respect I want to thank DR.Victory for bringing joy and happiness to my relationship and my family. I want to inform you all that there is a spell caster that is real and genuine. I never believed in any of these things until I lost my boyfriend, I required help until I found a great spell caster, And he cast a love spell for me, and he assured me that I will get my boyfriend back in two days after the spell has been cast. Three days later, my phone rang, and so shockingly, it was my boyfriend who has not called me for the past 6 months, and made an apology for the heart break, and told me that he is ready to be my backbone till the rest of his life with me. DR.Victory spell released him up to know how much i loved and wanted him. And opened his eyes to picture how much we have shared together. As I`m writing this testimony right now I`m the happiest girl on earth and me and my boyfriend are living a happy life and our love is now stronger than how it was even before our break up. So that`s why I promised to share my testimony all over the universe. All thanks goes to DR.Victory for reuniting us and for the excessive work that he has done for me. Below is the email address in any situation you are undergoing a heart break, and I assure you that as he has done mine, he will definitely help you too.
Call/Whatsapp number: +16692093663
Email: Victorysolutiontemple@gmail.com
website: http://victorysolutiontemple.info
HOW I GOT MY HUSBAND BACK WITH THE HELP OF PRIEST WISDOM CONTACT ON WHATS_APP NUMBER +2348124644470
This is my testimony about the good work of priest wisdom who helped me … I’m Ann Earnis from North Carolina USA. And am sorry for putting this on net but i will have to, by this world best spell caster that brought back my husband who left me out for past 3 years, i eventually met this man on a blog site posting by one of is client for help, i explained everything to him and he told me about a spell caster that he had heard about and he gave me an email address to write to the spell caster to tell him my problems. In just 1 days, my husband was back to me. I just want to say thank you to this truthful and sincere spell caster, sir all you told me have come to pass and thank you sir. Please I want to tell everyone who is looking for any solution to their problem, I advise you to kindly consult this spell caster, he is real,he is powerful and whatever the spell caster tells is what will happen, because all what the spell caster told me came to pass. You can kindly contact him on: his email address is supernaturalspell0@gmail.com or directly on whats-app/Telegram +2348124644470 https://supernaturalspell21.blogspot.com/ facebook page: https://web.facebook.com/PRIESTWISDOM11
HOW I GOT MY HUSBAND BACK WITH THE HELP OF PRIEST WISDOM CONTACT ON WHATS_APP NUMBER +2348124644470
This is my testimony about the good work of priest wisdom who helped me … I’m Ann Earnis from North Carolina USA. And am sorry for putting this on net but i will have to, by this world best spell caster that brought back my husband who left me out for past 3 years, i eventually met this man on a blog site posting by one of is client for help, i explained everything to him and he told me about a spell caster that he had heard about and he gave me an email address to write to the spell caster to tell him my problems. In just 1 days, my husband was back to me. I just want to say thank you to this truthful and sincere spell caster, sir all you told me have come to pass and thank you sir. Please I want to tell everyone who is looking for any solution to their problem, I advise you to kindly consult this spell caster, he is real,he is powerful and whatever the spell caster tells is what will happen, because all what the spell caster told me came to pass. You can kindly contact him on: his email address is supernaturalspell0@gmail.com or directly on whats-app/Telegram +2348124644470 https://supernaturalspell21.blogspot.com/ facebook page: https://web.facebook.com/PRIESTWISDOM11
HOW I GOT MY HUSBAND BACK WITH THE HELP OF PRIEST WISDOM CONTACT ON WHATS_APP NUMBER +2348124644470
This is my testimony about the good work of priest wisdom who helped me … I’m Ann Earnis from North Carolina USA. And am sorry for putting this on net but i will have to, by this world best spell caster that brought back my husband who left me out for past 3 years, i eventually met this man on a blog site posting by one of is client for help, i explained everything to him and he told me about a spell caster that he had heard about and he gave me an email address to write to the spell caster to tell him my problems. In just 1 days, my husband was back to me. I just want to say thank you to this truthful and sincere spell caster, sir all you told me have come to pass and thank you sir. Please I want to tell everyone who is looking for any solution to their problem, I advise you to kindly consult this spell caster, he is real,he is powerful and whatever the spell caster tells is what will happen, because all what the spell caster told me came to pass. You can kindly contact him on: his email address is supernaturalspell0@gmail.com or directly on whats-app/Telegram +2348124644470 https://supernaturalspell21.blogspot.com/ facebook page: https://web.facebook.com/PRIESTWISDOM11 ..
My name is Paul Little from Lakeville and I want to quickly say a big thanks to my maker for using Dr Marcus to change my life. First lottery is something I’m highly engaged in and I’ve been playing it for the past several years with no good results, until I found a comment from a man by name (BRIAN’S MAHAN) about how he was helped with lucky numbers and became a lottery winner. That was how I also came in contact with him. He said he will help me, I provided all he requires he get his work done and give me the numbers to play. The following day I went ahead to get my ticket in the Lakeville liquor store, unfortunately I left my ticket behind in the store where I bought it. The results were out and I won myself $3 millions! But the store cherk Carly Nunes stole my ticket and went to Massachusetts state lottery headquarters to collect the money from the ticket. But luckily the lottery officials became suspicious because the winning ticket was torn and burned, so she was cut. It took me several months before I was finally given the $3 million check from the Massachusetts lottery after the ticket was stolen. All thanks to Dr Marcus for all he has done for me. I own him everything, you can also reach him today the door is open for everybody for he’s indeed a great man email him Drmacusspellcaster@gmail.com or Whatsapp+2348110492028
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Read Up My Story Today as my story is a very special and unique one as is not like the numerous advert you always see online and also I want to be 100% sincere and truthful to you that there can never be any other online spell caster that can help you bring back your EX BACK to you other than DR NARIAN as he alone is 100% effective,dynamic and very reliable as 99.9% of other spell casters are not for real and can never help you solve your problems at all instead they will complicate your present condition OK SO BE WISE AND ALSO BE WARNED AND CONTACT DR MARIAN TODAY…
Am giving this testimony because am happy and I want you all to be 100% careful on who you contact online so you will never and never be scammed at all as I have held an experiences with some useless and jobless spell caster who ripped me off the total sum of $6,000.00 dollars and another one also scammed me out of the sum of $4,000.00 from me and all these happened to me because I was so desperate in getting my lover back to me. one faithful after noon as I was surfing the net, I came accross a testimony on how one Karen Hernandez got her EX back to her with the help of DR MARIAN and I decided to give him a TRIAL because of all the testimony I saw online about this man and at the end of it all it ENDED WELL as my ex came back to me at once and he has done all I asked of him to do for me and i am happy again. He’s also specialized in lottery spells, protection spells, cures E.T.C. DONT LET THESE NUMEROUS ADS YOU SEE ONLINE OF SOMEONE TESTIFYING ABOUT A DR FOOL YOU AS THEY ARE ALL FAKE. DR MARIAN STILL REMAIN THE ONLY TRUE SPELL CASTER I KNOW AS HE HAS PROVEN TO BE LEGIT AND HELPED ME. SO BE SMART AND CONTACT HIM NOW TO GET YOUR PROBLEM SOLVED VIA:
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PERFECT ‘’BRING BACK MY LOVER SPELL’’ THAT WORKS WIHIN 48 HOURS VIA: ( marianspells@gmail.com )
Read Up My Story Today as my story is a very special and unique one as is not like the numerous advert you always see online and also I want to be 100% sincere and truthful to you that there can never be any other online spell caster that can help you bring back your EX BACK to you other than DR NARIAN as he alone is 100% effective,dynamic and very reliable as 99.9% of other spell casters are not for real and can never help you solve your problems at all instead they will complicate your present condition OK SO BE WISE AND ALSO BE WARNED AND CONTACT DR MARIAN TODAY…
Am giving this testimony because am happy and I want you all to be 100% careful on who you contact online so you will never and never be scammed at all as I have held an experiences with some useless and jobless spell caster who ripped me off the total sum of $6,000.00 dollars and another one also scammed me out of the sum of $4,000.00 from me and all these happened to me because I was so desperate in getting my lover back to me. one faithful after noon as I was surfing the net, I came accross a testimony on how one Karen Hernandez got her EX back to her with the help of DR MARIAN and I decided to give him a TRIAL because of all the testimony I saw online about this man and at the end of it all it ENDED WELL as my ex came back to me at once and he has done all I asked of him to do for me and i am happy again. He’s also specialized in lottery spells, protection spells, cures E.T.C. DONT LET THESE NUMEROUS ADS YOU SEE ONLINE OF SOMEONE TESTIFYING ABOUT A DR FOOL YOU AS THEY ARE ALL FAKE. DR MARIAN STILL REMAIN THE ONLY TRUE SPELL CASTER I KNOW AS HE HAS PROVEN TO BE LEGIT AND HELPED ME. SO BE SMART AND CONTACT HIM NOW TO GET YOUR PROBLEM SOLVED VIA:
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I’m Carol Campbell from North Carolina USA. And am sorry for putting this on net but i will have to because i know there are so many out there whom are in need of help with their relationship and are afraid to seek help online because of the high rate of internet scams OR might have tried to seek help online and got scammed during the process. GOOD NEWS i bring to all of you today as i want you all to know that there is still a legit spell caster called DR MARIAN which is the only true spell caster you can find today, i said so because 2 years ago, my husband and i were having lots of issues in our relationship because of his cheating lifestyle which eventually led to a divorce, i really loved him and i tried my best to make things work out but all to no avail. i was heart broken and i needed him back, so i went online to seek help but i got scammed, i never gave up because i really wanted him back so i tried another spell caster and yet i got scammed, i also came across someone testifying about a spell caster and i decided to contact the spell caster and i got scammed again making a total of $16,000 i lost to these scammers. i was depressed because all hope was lost of me getting back the one i love again. GOD been Good, i saw a podcast of a lady interviewing a man called DR MARIAN online asking him about his spell works and how he works which he explained and i also saw how millions of people were commenting under this on HOW GOOD AND EFFECTIVE HIS SPELLS ARE, so i decided to give him a try because i had the mindset for him to be invited for a podcast it means he was legit, so i contacted him and i did all he told me to do and to my surprise my husband whom hasnt spoken to me in 2 years contacted me in 48 hours. I’m living happily with my husband again after 2 yewars of broken marriage and I will not rest till he’s known all over the world. He’s also specialized in lottery spells, protection spells, cures E.T.C. BE WISE AND CONTACT HIM TODAY AND STOP FALLING VICTIM TO THESE ONLINE SCAMMERS. Get connected with DR MARIAN VIA:
EMAIL: marianspells@gmail.com
Whatsapp: +2349160402535
URGENT AND EFFECTIVE LOVE SPELL TO GET YOUR EX BACK FAST AND TO SAVE YOUR MARRIAGE BY ( marianspells@gmail.com )
IF GOD WAS A MAN, I WOULD SAY DR MARIAN IS THAT GOD BECAUSE OF THE HELP AND WONDERS HE HAS RENDERED IN THE LIFE OF SO MANY OF US.
I’m Carol Campbell from North Carolina USA. And am sorry for putting this on net but i will have to because i know there are so many out there whom are in need of help with their relationship and are afraid to seek help online because of the high rate of internet scams OR might have tried to seek help online and got scammed during the process. GOOD NEWS i bring to all of you today as i want you all to know that there is still a legit spell caster called DR MARIAN which is the only true spell caster you can find today, i said so because 2 years ago, my husband and i were having lots of issues in our relationship because of his cheating lifestyle which eventually led to a divorce, i really loved him and i tried my best to make things work out but all to no avail. i was heart broken and i needed him back, so i went online to seek help but i got scammed, i never gave up because i really wanted him back so i tried another spell caster and yet i got scammed, i also came across someone testifying about a spell caster and i decided to contact the spell caster and i got scammed again making a total of $16,000 i lost to these scammers. i was depressed because all hope was lost of me getting back the one i love again. GOD been Good, i saw a podcast of a lady interviewing a man called DR MARIAN online asking him about his spell works and how he works which he explained and i also saw how millions of people were commenting under this on HOW GOOD AND EFFECTIVE HIS SPELLS ARE, so i decided to give him a try because i had the mindset for him to be invited for a podcast it means he was legit, so i contacted him and i did all he told me to do and to my surprise my husband whom hasnt spoken to me in 2 years contacted me in 48 hours. I’m living happily with my husband again after 2 yewars of broken marriage and I will not rest till he’s known all over the world. He’s also specialized in lottery spells, protection spells, cures E.T.C. BE WISE AND CONTACT HIM TODAY AND STOP FALLING VICTIM TO THESE ONLINE SCAMMERS. Get connected with DR MARIAN VIA:
EMAIL: marianspells@gmail.com
Whatsapp: +2349160402535
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